WeChat is a model: Twitter plus PayPal plus other functions in one app, which does not exist outside China.
"twitter plus paypal"
He said money is a form of information, and it would make sense to integrate payments into Twitter — fiat and crypto — so sending money is easy. News, entertainment and payments are three critical areas.
"it would make sense to integrate payments into twitter"
The long-term vision is x.com as an everything app: payments, financial services, information flow, anything digital, and secure communications — as useful and entertaining as possible.
"kind of like a sort of like an everything app"
x.com should let people send money in one click, earn interest, and take on debt — possibly becoming the biggest financial institution in the world.
"biggest financial institution in the world"
In December 2023 he expected approvals early in 2024 and said he would be surprised if X payments took longer than mid-2024 to roll out.
"I would be surprised if we aren't if it takes us longer than the middle of next year to roll out payments."
In late 2023 he said X was waiting for final approvals of its money transmitter licenses.
"We're just waiting for the final approvals to come through for the money transmitter licenses."
Replying to someone who wanted to use X Money, he said they are gradually widening its availability.
"We are gradually widening the availability of X Money"
Last updated: 2026-06-04 (newest answer).